IMPORTANT INFORMATION ABOUT PROCEDURES FOR VERIFYING/OPENING NEW ACCOUNT

• To help the government fight the funding of terrorism and money laundering activities, federal laws require all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
• What this means for you: When you verify or open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
• Your loan APR will depend upon your credit score and other key financial characteristics including but not limited to the amount financed, loan term length, and your credit usage history.
• All legal documents and disclosures must be signed by each applicant individually.

By clicking "Accept and Submit" below, I/We

• Acknowledge that loan proceeds cannot be deposited into a business or third-party account. Loan proceeds must be deposited into your personal bank account that is owned by the authorized signer(s) on the loan. Additionally, payments can only be made from your personal bank account.
• Acknowledge that the above application is submitted for the purpose of obtaining credit.
• Certify that all information herein is true, complete, and correct.
• Acknowledge that Truist Bank may require verification of certain application information in a form and substance satisfactory to Truist Bank, in its sole discretion.
• With respect to each phone number provided, consent to Truist Bank and affiliates, agents, and assignees contacting me (by any method, including automated dialing equipment or prerecorded messages) by calling, texting, or other electronic communication about my accounts with Truist Bank and affiliates.
• Authorize Speed Approval Loans to obtain a consumer report to be used in evaluation of my application and for any legitimate business purpose in connection with my ongoing accounts. I/we understand the consumer report may be used for purposes such as identity verification, fraud prevention, verification of application details including but not limited to income and employment, for review of scores and transactional information related to my credit history, and for Speed Approval Loans’ marketing analytics, pricing models and account analytics. I/we authorize and instruct any person, including but not limited to all local, state or federal government agencies and/or consumer reporting agencies, to complete and furnish Speed Approval Loans any information it may have or obtain in response to such credit, identity, income, or employment verification or fraud prevention inquiries. I authorize consumer reporting agencies to release to Speed Approval Loans my income and employment information in accordance with this paragraph, and consent to the periodic re-validation of this information prior to or during the term of my account relationship. All of the information referenced in this authorization, along with this application, shall remain the property of Speed Approval Loans, whether or not an account is opened.
• Authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to Speed Approval Loans or its service provider for the duration of your business relationship, solely to help them identify you or your wireless device and to prevent fraud. See our Privacy Policy to see how we treat your data.
• Authorization for the Social Security Administration to Disclose Your Social Security Number Verification: I authorize the Social Security Administration (SSA) to verify and disclose to Speed Approval Loans through Early Warning Services for the purpose of this transaction whether the name, Social Security Number (SSN) and date of birth I have submitted matches information in SSA records. My consent is for a one-time validation within the next 90 days.